Fractional CFO — SaaS & MSME

Revenue is climbing.
Are your profits also rising?

Fractnl Fin is fractional CFO support built around one idea: revenue is a story, cash is the ending. We find where the two disagree — and fix it — before it becomes your problem at scale.

01

Cash runway, decided in advance

How many months you really have under the plan you are actually running, and what changes if a big customer pays late or the raise slips a quarter.

02

Fundraise readiness

The model, the metrics and the story kept current, so a term-sheet conversation can start next week instead of next quarter.

03

Pricing and unit economics

Which customers make you money, which quietly cost you money, and what a price change would actually do to profit.

04

Hiring and spend decisions

Whether you can afford the next senior hire, and which line of spend has earned its place in the plan.

A real CFO in your corner for the big calls

This is not bookkeeping or filing. It is the senior judgment that sits above your accountant — which number to trust, when to raise, which bet to make, and how to walk into a board or investor room ready.

Background across
Manufacturing Logistics Ecommerce Healthcare Chartered Accountant

Fundraising

Become investor ready.
Raise capital with ease.

We build your forecasts and budgets bottom-up — from key assumptions all the way to net profit.

You get clear visibility over the metrics investors love, from cohort analysis to LTV and CAC, so you walk into every raise prepared.

LN — Services

What Fractnl Fin covers

01.0

Strategic Support

Take informed decisions driven by strategic insights and support.

02.0

Forecasting & Planning

Keep control over your spending with budgets, forecasts and plans.

03.0

Management Reporting

See the big picture with visual reports and actionable insights to help you grow your business.

04.0

Sensitivity Analysis

See what happens if your production line broke down for two weeks — or if raw material costs spike. Know where you'd stand before it happens.

05.0

Financial Analysis

Understand what is happening by combining the power of quantitative and qualitative analysis.

Illustrative scenario

CloudNest: profitable P&L, 11-day cash crunch

CloudNest, a Series A SaaS business, looked healthy on paper — growing ARR, positive gross margin. But a 13-week rolling cash model surfaced a different story: rising DSO and a backlog of uncollected receivables were quietly draining the account they thought was safe.

The fix wasn't a bigger raise. It was visibility: an AR aging audit, a prioritized collection sequence, and a cash model the founder could read in two minutes before any board call.

41d DSO before
19d DSO after
13wk rolling visibility

How it works

Hiring a fractional CFO, step by step

You are not booking hours on one person's calendar. A named senior CFO leads your engagement and owns the relationship, with Chartered Accountants, CPAs and valuation specialists working behind them — so the work never queues behind a single diary.

  1. 01

    The fit call

    Thirty minutes with a senior partner, free. You describe what is breaking; we give an honest read on whether a fractional CFO is the answer — and say so if it is not.

  2. 02

    The first weeks

    Your CFO gets inside the numbers — cash position, the forecast as it stands, what the board is asking for, where the risk actually sits. You get answers in the first month, not after a long onboarding.

  3. 03

    The ongoing rhythm

    A monthly cycle of reporting and working sessions, with your CFO reachable in between for the decisions that will not wait.

Every engagement runs month to month. There is no lock-in and no notice period, so trying a fractional CFO costs you one month, not one contract.

About

Finance built inside the businesses you're trying to become

Fractnl Fin is run by a Chartered Accountant with 10+ years in FP&A and finance business partnering across sectors like Manufacturing, Logistics, FMCG, Tech and SaaS companies — roles spent inside the exact function founders are trying to build for themselves early: forecasting, reporting, and the financial judgment calls that don't show up in a QuickBooks export.

That experience is now fractional: available to pre-seed–Series A SaaS founders and MSMEs who need CFO-level thinking before they need (or can afford) a full-time CFO.

Get started

Stop guessing. Start deciding on data.

30 minutes with a senior partner. Tell us what's breaking and we'll come prepared. No commitment. No strings attached.

fractnlfin@gmail.com