/* ============================================
   FRACTNL FIN — Design tokens
   ============================================ */
:root{
  --navy: #0B1F33;
  --ink: #16213A;
  --paper: #F5F1E4;
  --paper-2: #ECE6D4;
  --gold: #B8892B;
  --gold-light: #D9B15C;
  --teal: #0F6B64;
  --rust: #A6432E;
  --line: rgba(11,31,51,0.14);
  --line-soft: rgba(11,31,51,0.08);
  --cream-text: #F5F1E4;

  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: 'IBM Plex Mono', 'Courier New', monospace;

  --wrap: 1180px;
  --radius: 3px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *{ animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; }
}

body{
  margin:0;
  font-family: var(--font-body);
  background: var(--paper);
  color: var(--ink);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

.wrap{
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 32px;
}

a{ color: inherit; }
h1,h2,h3{ font-family: var(--font-display); margin: 0; color: var(--navy); }
p{ margin: 0; }
ul,ol{ margin:0; padding:0; list-style:none; }
img,svg{ display:block; max-width:100%; }

::selection{ background: var(--gold-light); color: var(--navy); }

/* subtle ledger-paper texture across whole page */
.ledger-bg{
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background-image: repeating-linear-gradient(
    to bottom,
    transparent,
    transparent 37px,
    var(--line-soft) 38px
  );
  opacity: 0.55;
}

/* ============================================
   Buttons
   ============================================ */
.btn{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 15px;
  padding: 14px 26px;
  border-radius: var(--radius);
  text-decoration: none;
  border: 1px solid transparent;
  transition: transform 0.15s ease, background 0.15s ease, border-color 0.15s ease;
  white-space: nowrap;
}
.btn:hover{ transform: translateY(-1px); }
.btn-primary{
  background: var(--navy);
  color: var(--paper);
}
.btn-primary:hover{ background: #142A44; }
.btn-ghost{
  background: transparent;
  color: var(--navy);
  border-color: var(--line);
}
.btn-ghost:hover{ border-color: var(--navy); }
.btn-small{ padding: 10px 18px; font-size: 14px; }

/* ============================================
   Header
   ============================================ */
.site-header{
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(245,241,228,0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 18px;
  padding-bottom: 18px;
  gap: 24px;
}
.wordmark{
  font-family: var(--font-display);
  font-size: 21px;
  font-weight: 600;
  text-decoration: none;
  color: var(--navy);
  letter-spacing: 0.01em;
}
.wordmark span{ color: var(--gold); font-style: italic; }
.wordmark.small{ font-size: 17px; }

.main-nav{
  display: flex;
  gap: 34px;
  margin-left: auto;
  margin-right: 34px;
}
.main-nav a{
  text-decoration: none;
  font-size: 14.5px;
  font-weight: 500;
  color: var(--ink);
  position: relative;
  padding-bottom: 3px;
}
.main-nav a::after{
  content: '';
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.2s ease;
}
.main-nav a:hover::after{ transform: scaleX(1); }

.nav-toggle{ display: none; }

@media (max-width: 680px){
  .nav-toggle{
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 32px;
    height: 32px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0;
  }
  .nav-toggle span{
    display: block;
    height: 2px;
    background: var(--navy);
    border-radius: 2px;
  }
  .main-nav{
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    padding: 8px 20px 18px;
    gap: 0;
  }
  .main-nav.open{ display: flex; }
  .main-nav a{ padding: 12px 0; border-bottom: 1px solid var(--line-soft); }
}

/* ============================================
   Hero
   ============================================ */
.hero{
  padding: 76px 0 88px;
}
.hero-inner{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 64px;
  align-items: center;
}
.eyebrow{
  font-family: var(--font-mono);
  font-size: 12.5px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal);
  margin: 0 0 20px;
  font-weight: 500;
}
.hero-headline{
  font-size: clamp(32px, 4.2vw, 50px);
  line-height: 1.14;
  font-weight: 500;
  letter-spacing: -0.01em;
}
.hero-headline em{
  font-style: italic;
  color: var(--rust);
  font-weight: 500;
}
.pain-list{
  margin: 28px 0 26px;
  border-top: 1px solid var(--line);
}
.pain-list li{
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  font-size: 15.5px;
  color: var(--ink);
  position: relative;
  padding-left: 22px;
}
.pain-list li::before{
  content: '—';
  position: absolute;
  left: 0;
  color: var(--rust);
  font-family: var(--font-mono);
}
.hero-sub{
  font-size: 16.5px;
  color: var(--ink);
  max-width: 52ch;
  margin-bottom: 34px;
}
.hero-sub strong{ color: var(--navy); }
.hero-actions{ display: flex; gap: 14px; flex-wrap: wrap; }

/* Waterfall visual card */
.waterfall-card{
  background: var(--navy);
  border-radius: 6px;
  padding: 30px 26px 22px;
  color: var(--paper);
  box-shadow: 0 22px 50px -18px rgba(11,31,51,0.5);
}
.waterfall-label{
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.06em;
  color: rgba(245,241,228,0.65);
  margin-bottom: 18px;
  text-transform: uppercase;
}
.waterfall-svg{ width: 100%; height: auto; }
.wf-baseline{ stroke: rgba(245,241,228,0.25); stroke-width: 1; }
.waterfall-legend{
  display: flex;
  gap: 20px;
  margin-top: 14px;
  font-size: 12.5px;
  font-family: var(--font-mono);
  color: rgba(245,241,228,0.75);
}
.waterfall-legend span{ display: flex; align-items: center; gap: 7px; }
.dot{ width: 8px; height: 8px; border-radius: 50%; display: inline-block; }
.dot-navy{ background: var(--gold-light); }
.dot-rust{ background: var(--rust); }
.dot-teal{ background: var(--teal); }

/* ============================================
   Four pillars
   ============================================ */
.pillars{ padding: 8px 0 96px; }
.pillar-grid{
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}
.pillar{
  background: var(--paper);
  padding: 30px 24px 34px;
}
.pillar-num{
  font-family: var(--font-mono);
  font-size: 12.5px;
  color: var(--gold);
  margin-bottom: 14px;
}
.pillar h3{
  font-size: 18px;
  line-height: 1.3;
  margin-bottom: 12px;
}
.pillar p{
  font-size: 14px;
  color: var(--ink);
  opacity: 0.8;
  line-height: 1.55;
}

/* ============================================
   Positioning banner
   ============================================ */
.positioning{
  background: var(--navy);
  padding: 72px 0;
}
.positioning-inner{
  max-width: 800px;
}
.positioning h2{
  color: var(--paper);
  font-size: clamp(24px, 3vw, 32px);
  font-weight: 500;
  margin-bottom: 18px;
  max-width: 20ch;
}
.positioning p{
  color: rgba(245,241,228,0.78);
  font-size: 16.5px;
  max-width: 62ch;
}

/* ============================================
   Investor ready
   ============================================ */
.investor-inner{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 56px;
  align-items: center;
}
.investor-copy p{
  font-size: 16px;
  margin-bottom: 14px;
  color: var(--ink);
  max-width: 54ch;
}
.investor-visual{
  background: var(--paper-2);
  border-radius: 6px;
  padding: 24px;
  border: 1px solid var(--line);
}
.metric-svg{ width: 100%; height: auto; }
.metric-line{
  fill: none;
  stroke: var(--teal);
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.metric-dot{ fill: var(--gold); }
.metric-tags{
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 16px;
}
.metric-tags span{
  font-family: var(--font-mono);
  font-size: 12px;
  padding: 6px 12px;
  border: 1px solid var(--line);
  border-radius: 20px;
  color: var(--navy);
  opacity: 0.85;
}

/* ============================================
   Credibility strip
   ============================================ */
.credibility{
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 22px 0;
}
.cred-inner{
  display: flex;
  align-items: center;
  gap: 28px;
  flex-wrap: wrap;
}
.cred-label{
  font-family: var(--font-mono);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--ink);
  opacity: 0.55;
}
.cred-marks{
  display: flex;
  gap: 30px;
  flex-wrap: wrap;
  font-family: var(--font-display);
  font-size: 17px;
  color: var(--navy);
  opacity: 0.8;
}
.cred-cert{
  font-family: var(--font-mono);
  font-size: 12.5px;
  padding: 4px 10px;
  border: 1px solid var(--line);
  border-radius: 20px;
  opacity: 1;
  align-self: center;
}

/* ============================================
   Section shared
   ============================================ */
section{ padding: 96px 0; }
.section-eyebrow{
  font-family: var(--font-mono);
  font-size: 12.5px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 16px;
}
.section-title{
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 500;
  line-height: 1.22;
  max-width: 22ch;
  margin-bottom: 48px;
}

/* ============================================
   Services — ledger table
   ============================================ */
.ledger-table{ border-top: 1px solid var(--line); }
.ledger-row{
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 32px;
  padding: 38px 0;
  border-bottom: 1px solid var(--line);
  transition: background 0.2s ease;
}
.ledger-row:hover{ background: rgba(184,137,43,0.06); }
.ledger-num{
  font-family: var(--font-mono);
  font-size: 18px;
  color: var(--gold);
  font-weight: 500;
  padding-top: 4px;
}
.ledger-body h3{
  font-size: 23px;
  font-weight: 600;
  margin-bottom: 12px;
}
.ledger-body p{
  font-size: 16px;
  max-width: 62ch;
  margin-bottom: 18px;
  color: var(--ink);
}
.ledger-tags{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.ledger-tags li{
  font-family: var(--font-mono);
  font-size: 12.5px;
  padding: 6px 12px;
  border: 1px solid var(--line);
  border-radius: 20px;
  color: var(--navy);
  opacity: 0.85;
}

/* ============================================
   Case study
   ============================================ */
.case-study{ background: var(--paper-2); }
.case-inner{
  display: grid;
  grid-template-columns: 1fr 0.85fr;
  gap: 56px;
  align-items: center;
}
.case-copy p{
  font-size: 16px;
  margin-bottom: 16px;
  color: var(--ink);
  max-width: 56ch;
}
.case-stats{
  display: flex;
  gap: 36px;
  margin-top: 28px;
  border-top: 1px solid var(--line);
  padding-top: 24px;
}
.stat{ display: flex; flex-direction: column; }
.stat-num{
  font-family: var(--font-mono);
  font-size: 30px;
  font-weight: 600;
  color: var(--navy);
}
.stat-unit{ font-size: 15px; opacity: 0.6; margin-left: 2px; }
.stat-label{
  font-size: 12.5px;
  color: var(--ink);
  opacity: 0.65;
  margin-top: 4px;
}
.dso-svg{ width: 100%; height: auto; }

/* ============================================
   Process
   ============================================ */
.process-intro{
  font-size: 16px;
  color: var(--ink);
  max-width: 68ch;
  margin-bottom: 44px;
  opacity: 0.85;
}
.process-note{
  font-size: 14.5px;
  color: var(--ink);
  opacity: 0.7;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  max-width: 62ch;
}
.process-list{
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}
.process-list-3{ grid-template-columns: repeat(3, 1fr); }
.process-list li{
  padding: 28px 24px 32px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.proc-num{
  display: block;
  font-family: var(--font-mono);
  font-size: 13px;
  color: var(--gold);
  margin-bottom: 16px;
}
.process-list h3{
  font-size: 18px;
  margin-bottom: 10px;
}
.process-list p{
  font-size: 14.5px;
  color: var(--ink);
  opacity: 0.85;
}

/* ============================================
   About
   ============================================ */
.about-inner{
  display: grid;
  grid-template-columns: 0.5fr 1fr;
  gap: 56px;
  align-items: center;
}
.about-mark{
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  font-family: var(--font-display);
  font-size: 42px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  font-style: italic;
}
.about-copy p{
  font-size: 16px;
  margin-bottom: 16px;
  max-width: 62ch;
  color: var(--ink);
}

/* ============================================
   Contact
   ============================================ */
.contact{
  background: var(--navy);
  color: var(--paper);
  text-align: left;
}
.contact .section-title{ color: var(--paper); max-width: 26ch; }
.contact .section-eyebrow{ color: var(--gold-light); }
.contact-sub{
  font-size: 16.5px;
  color: rgba(245,241,228,0.8);
  max-width: 52ch;
  margin-bottom: 34px;
}
.contact .btn-ghost{
  color: var(--paper);
  border-color: rgba(245,241,228,0.35);
}
.contact .btn-ghost:hover{ border-color: var(--paper); }
.contact .btn-primary{
  background: var(--gold);
  color: var(--navy);
}
.contact .btn-primary:hover{ background: var(--gold-light); }
.contact-email{
  margin-top: 18px;
  font-family: var(--font-mono);
  font-size: 14px;
}
.contact-email a{
  color: rgba(245,241,228,0.75);
  text-decoration: none;
  border-bottom: 1px solid rgba(245,241,228,0.3);
}
.contact-email a:hover{ color: var(--paper); border-color: var(--paper); }

/* ============================================
   Footer
   ============================================ */
.site-footer{
  padding: 30px 0;
  border-top: 1px solid var(--line);
}
.footer-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-copy{
  font-size: 13px;
  opacity: 0.6;
  font-family: var(--font-mono);
}

/* ============================================
   Responsive
   ============================================ */
@media (max-width: 940px){
  .hero-inner{ grid-template-columns: 1fr; gap: 44px; }
  .hero-visual{ order: -1; }
  .case-inner{ grid-template-columns: 1fr; }
  .case-visual{ order: -1; max-width: 340px; }
  .about-inner{ grid-template-columns: 1fr; text-align: left; }
  .about-mark{ width: 100px; height: 100px; font-size: 32px; }
  .process-list{ grid-template-columns: repeat(2, 1fr); }
  .process-list-3{ grid-template-columns: repeat(2, 1fr); }
  .pillar-grid{ grid-template-columns: repeat(2, 1fr); }
  .investor-inner{ grid-template-columns: 1fr; }
  .investor-visual{ order: -1; max-width: 400px; }
}

@media (max-width: 680px){
  .wrap{ padding: 0 20px; }
  .main-nav{ display: none; }
  section{ padding: 64px 0; }
  .hero{ padding: 48px 0 56px; }
  .pillars{ padding: 0 0 64px; }
  .process-list{ grid-template-columns: 1fr; }
  .process-list-3{ grid-template-columns: 1fr; }
  .pillar-grid{ grid-template-columns: 1fr; }
  .ledger-row{ grid-template-columns: 1fr; gap: 10px; }
  .cred-marks{ gap: 18px; font-size: 15px; }
  .case-stats{ gap: 22px; flex-wrap: wrap; }
  .contact-actions{ flex-direction: column; align-items: flex-start; }
}